Acceptable Use Policy | PayPort Direct

This Acceptable Use Policy (“Policy”) describes activities that are prohibited when using PayPort Direct.

PayPort Direct is operated by WebWise Solutions LLC, a New Jersey limited liability company.

This Policy forms part of and supplements the PayPort Direct Terms of Service. By accessing or using PayPort Direct, you agree to comply with this Policy.

1. Purpose

PayPort Direct provides business payment software, including invoicing, Card and ACH payment capabilities through supported providers, Digital Dollar / USDC functionality, Business Wallet tools, Payment Links, Invoice Chaser, and related services.

You may use PayPort Direct only for lawful, legitimate business purposes.

You may not use PayPort Direct in a way that:

violates applicable law;
facilitates fraud or deception;
harms PayPort Direct, its users, customers, or third parties;
abuses payment or blockchain infrastructure;
creates unreasonable security, compliance, financial, or operational risk; or
violates the requirements of payment processors, wallet infrastructure providers, blockchain infrastructure providers, or other services used by PayPort Direct.

2. Illegal Activity

You may not use PayPort Direct to conduct, promote, facilitate, or receive proceeds from unlawful activity.

This includes activity involving:

fraud;
theft;
money laundering;
terrorist financing;
sanctions evasion;
trafficking;
bribery or corruption;
identity theft;
stolen property;
illegal drugs or controlled substances;
illegal weapons;
counterfeit goods;
illegal gambling; or
other goods, services, or transactions prohibited by applicable law.

You are responsible for ensuring that your business and transactions comply with laws applicable to you.

3. Fraud and Deceptive Activity

You may not use PayPort Direct to:

impersonate another person or business;
create false or misleading invoices;
request payment for products or services you do not intend to provide;
misrepresent the nature of a transaction;
use stolen payment credentials;
knowingly process unauthorized transactions;
operate fraudulent investment, business, or payment schemes;
deceive customers about what they are purchasing;
manipulate payment or transaction records; or
use PayPort Direct to facilitate scams.

We may investigate activity that reasonably appears fraudulent, deceptive, or unauthorized.

4. Sanctions and Restricted Activity

You may not use PayPort Direct in violation of applicable economic sanctions, trade restrictions, export controls, or other legal restrictions.

You may not knowingly use PayPort Direct to evade restrictions imposed by government authorities or applicable payment and infrastructure providers.

Availability of PayPort Direct or particular payment methods may be limited based on jurisdiction, business type, provider requirements, or applicable law.

5. Card and ACH Requirements

Card and ACH functionality provided through PayPort Direct may depend on third-party payment processors such as Stripe.

You must comply with the applicable processor's terms, restricted-business requirements, network rules, and other policies.

A business or transaction that is prohibited by an applicable payment processor may also be prohibited through PayPort Direct even if it is not specifically listed in this Policy.

PayPort Direct does not control third-party decisions concerning account approval, suspension, reserves, chargebacks, disputes, or termination.

6. Digital Dollar / USDC Activity

You may use PayPort Direct's Digital Dollar / USDC functionality only for legitimate and lawful purposes.

You may not knowingly use PayPort Direct to send, receive, conceal, or facilitate Digital Dollar transactions involving:

proceeds of crime;
fraud;
sanctions evasion;
stolen digital assets;
ransomware;
extortion;
illegal marketplaces;
prohibited goods or services; or
other unlawful activity.

PayPort Direct may restrict Digital Dollar functionality where we reasonably believe an account or transaction presents a fraud, security, legal, compliance, or infrastructure risk.

7. Business Wallet Abuse

You may not use PayPort Direct's Business Wallet functionality to:

gain unauthorized access to another wallet;
misrepresent ownership or control of a wallet;
circumvent wallet security controls;
exploit wallet infrastructure;
conduct malicious smart-contract activity;
intentionally interfere with blockchain infrastructure; or
facilitate unauthorized transactions.

You are responsible for activity authorized through your PayPort Direct account.

8. Sponsored and Gasless Transaction Abuse

PayPort Direct may sponsor certain blockchain network fees for eligible Business Wallet transactions.

Sponsored or “gasless” functionality is subject to fair use.

You may not:

create transactions primarily to consume sponsored gas;
artificially split transactions to exploit sponsorship;
create multiple accounts to evade sponsorship limits;
use automated scripts primarily to consume sponsored transaction capacity;
intentionally generate unnecessary blockchain operations;
resell sponsored transaction capacity;
circumvent transaction, account, or spending limits; or
otherwise abuse PayPort Direct or a provider's gas-sponsorship program.

We may reduce, suspend, or discontinue sponsored transactions for an account if usage appears excessive, abusive, fraudulent, uneconomic, or inconsistent with the intended business-payment use of PayPort Direct.

Loss of gas sponsorship does not necessarily mean the underlying Business Wallet or other PayPort Direct functionality will be terminated.

9. Attempts to Evade Usage Levels

PayPort Direct subscription levels may depend partly on USDC Direct payment volume.

You may not intentionally manipulate accounts or transactions to avoid applicable usage levels, including by:

creating duplicate businesses or accounts without a legitimate business purpose;
artificially splitting payment activity between accounts;
falsifying transaction information; or
using related accounts primarily to avoid an applicable usage threshold.

Legitimate businesses operating multiple bona fide business entities or locations are not prohibited merely because they maintain multiple accounts where permitted.

10. Invoice and Payment Link Abuse

Invoices and Payment Links must relate to legitimate transactions or legitimate requests for payment.

You may not use PayPort Direct to:

send fraudulent invoices;
intentionally invoice people who do not owe you money;
disguise the true purpose of a payment;
conduct phishing campaigns;
distribute malicious links;
collect payment under false pretenses; or
create misleading or deceptive payment requests.

11. Invoice Chaser and Communications

Invoice Chaser is intended to help legitimate businesses follow up on valid unpaid invoices.

You may not use Invoice Chaser or other PayPort Direct communication features to:

harass recipients;
send fraudulent payment demands;
send unlawful marketing communications;
knowingly contact people about debts they do not owe;
distribute malicious content;
impersonate another business;
evade communications restrictions; or
conduct spam campaigns.

You are responsible for having an appropriate lawful basis to contact your customers and for complying with applicable communications laws.

12. Security and Platform Abuse

You may not:

attempt to gain unauthorized access to PayPort Direct;
probe or scan systems for vulnerabilities without authorization;
bypass authentication or security controls;
interfere with another user's account;
introduce malware, ransomware, viruses, or malicious code;
conduct denial-of-service attacks;
scrape or extract information in an abusive or unauthorized manner;
reverse engineer PayPort Direct except where such restriction is prohibited by law;
interfere with monitoring, logging, or security systems;
use automated systems in a manner that unreasonably burdens the platform; or
intentionally exploit a vulnerability.

If you discover a potential security vulnerability, contact: [email protected]

Please do not publicly disclose an unremediated vulnerability in a manner that creates unnecessary risk to PayPort Direct users.

13. Account and Identity Misrepresentation

Information you provide to PayPort Direct must be materially accurate.

You may not:

register using a false identity;
falsely claim authority over a business;
impersonate another company;
provide materially misleading business information;
use another person's credentials without authorization; or
attempt to circumvent an account suspension through deceptive registration.

We may request additional information when reasonably necessary to investigate suspected fraud, abuse, security issues, or violations of this Policy.

14. Prohibited Content and Activity

You may not use PayPort Direct to transmit, host, or facilitate content or activity that:

violates applicable law;
infringes intellectual-property rights;
contains malicious software;
facilitates exploitation or abuse;
unlawfully threatens or harasses others; or
materially facilitates prohibited transactions described in this Policy.

PayPort Direct is a business payment platform and is not intended to be a general-purpose content-hosting service.

15. Excessive or Abusive Use

You may not use PayPort Direct in a way that unreasonably interferes with the availability, security, cost, or performance of the Services.

We may apply reasonable technical, transaction, API, storage, communication, gas-sponsorship, or other usage limits to protect the platform and its users.

Where practical, we may contact legitimate businesses experiencing unusually high usage to discuss appropriate limits or service arrangements rather than immediately suspending access.

16. Third-Party Requirements

Some PayPort Direct functionality depends on third parties, including payment processors, wallet infrastructure providers, blockchain networks, hosting providers, and other technology services.

Your use of those capabilities may be subject to additional third-party requirements.

If a provider prohibits or restricts particular activity, PayPort Direct may need to restrict the corresponding functionality even where the activity is not expressly prohibited elsewhere in this Policy.

17. Monitoring and Enforcement

We may use reasonable technical and administrative measures to detect fraud, abuse, security threats, and violations of this Policy.

If we reasonably believe your account violates this Policy, we may:

contact you for additional information;
warn you;
restrict particular functionality;
disable sponsored transactions;
temporarily suspend your account;
terminate your account;
decline to provide additional services; or
take other reasonable protective measures.

The response may depend on the seriousness, frequency, and circumstances of the activity.

We are not required to provide advance notice when immediate action is reasonably necessary to address fraud, security threats, illegal activity, provider requirements, or significant risk.

18. Effect on Payments and Digital Assets

Suspending or terminating PayPort Direct does not reverse transactions that have already been completed through Stripe, a blockchain network, or another third-party provider.

Blockchain transactions may be irreversible.

Where technically and legally possible, account restrictions will be applied to PayPort Direct functionality rather than represented as cancellation of an already-completed blockchain transaction.

19. Reporting Abuse

If you believe someone is using PayPort Direct for fraud, phishing, unauthorized payments, or other prohibited activity, contact: [email protected]

Please provide enough information for us to investigate the report.

Do not send passwords, seed phrases, private keys, complete credit-card numbers, or bank-account credentials by email.

20. Changes to This Policy

We may update this Acceptable Use Policy as PayPort Direct evolves, new risks emerge, provider requirements change, or applicable laws change.

The effective date at the top of this Policy identifies the current version.

Material changes may also be communicated through PayPort Direct where appropriate.

21. Contact Us

Questions about this Acceptable Use Policy may be directed to:

WebWise Solutions LLC
PayPort Direct
304 S. Jones Blvd #801
Las Vegas, NV 89107
United States

Email: [email protected]