Terms of Service | PayPort Direct

These Terms of Service (“Terms”) govern your access to and use of PayPort Direct, including the website at payportdirect.com and the payment, invoicing, wallet, Digital Dollar, and related services made available through PayPort Direct (collectively, the “Services”).

PayPort Direct is operated by WebWise Solutions LLC, a New Jersey limited liability company (“WebWise,” “PayPort Direct,” “we,” “us,” or “our”).

By creating an account, purchasing a subscription or service, or otherwise using PayPort Direct, you agree to these Terms. If you do not agree to these Terms, do not use the Services.

1. Business Use

PayPort Direct is designed primarily for businesses and individuals acting for business or commercial purposes.

By creating an account or using the Services, you represent that:

you are at least 18 years old and legally able to enter into a binding agreement;
the information you provide is accurate and current;
you have authority to act on behalf of any business you register or manage through PayPort Direct; and
you will use PayPort Direct only for lawful purposes.

You are responsible for maintaining the accuracy of your business and account information.

2. PayPort Direct Services

PayPort Direct provides software and tools that may allow businesses to:

create and manage invoices;
create and share payment links;
accept Card and ACH payments through supported third-party payment providers;
accept Digital Dollar / USDC payments through supported blockchain infrastructure;
connect and use a Business Wallet;
view payment records and activity;
send supported Digital Dollar transactions;
use automated invoice follow-up tools such as Invoice Chaser; and
access other payment and business-management capabilities we may make available.

Features may change, improve, be added, or be discontinued over time.

Availability may also depend on your account, location, third-party providers, technical requirements, regulatory requirements, or eligibility.

3. PayPort Direct Is a Software Platform

PayPort Direct provides business payment software and related technology.

Unless expressly stated otherwise, WebWise Solutions LLC is not a bank, credit union, money market fund, investment adviser, broker, or financial institution.

Certain payment and wallet functionality is provided through or depends upon independent third-party providers and blockchain networks.

PayPort Direct does not guarantee that any particular payment method, provider, blockchain network, wallet capability, or third-party service will remain available indefinitely.

4. Card and ACH Payments

Card and ACH payment functionality is provided using Stripe and may require you to establish or maintain an eligible Stripe-connected account.

Stripe's own agreements, policies, processing fees, restrictions, and requirements apply to payment processing performed by Stripe.

PayPort Direct does not control Stripe's approval decisions, account restrictions, reserves, settlement timing, disputes, chargebacks, processing fees, or availability.

Unless otherwise stated in your PayPort Direct plan, PayPort Direct does not add a percentage-based platform transaction fee to Card or ACH transactions. Third-party processing fees may still apply.

5. Digital Dollar / USDC Payments

PayPort Direct may allow businesses to receive payments using USDC or other supported digital-dollar technology.

USDC payments may involve blockchain networks, wallet infrastructure, smart contracts, third-party providers, and other technology outside WebWise Solutions LLC's direct control.

Blockchain transactions may be irreversible.

You are responsible for verifying wallet addresses, supported assets, networks, recipients, and transaction details before authorizing a transaction.

Sending a digital asset to an incorrect address, unsupported network, or incompatible wallet may result in permanent loss.

PayPort Direct currently charges 0% percentage-based PayPort transaction fee on supported USDC Direct payments, subject to the terms and usage limits of your plan.

Network costs, third-party costs, or other fees may nevertheless exist.

6. Business Wallet

PayPort Direct may provide access to or facilitate creation and use of a Business Wallet through supported wallet infrastructure, including Coinbase CDP embedded wallet technology where enabled.

Your Business Wallet is a payment capability and is not a bank account. PayPort Direct does not custody merchant funds and does not store private keys. Depending on the wallet architecture and provider, wallet functionality may rely on third-party infrastructure, blockchain networks, authentication mechanisms, and related services.

You are responsible for maintaining the security of your account credentials and for promptly notifying us if you believe your PayPort Direct account or Business Wallet has been compromised.

Additional disclosures regarding Digital Dollar and wallet functionality may be provided in our Digital Dollar Disclosure.

7. Sponsored and Gasless Transactions

Certain eligible Business Wallet transactions may include sponsored blockchain network fees or “gasless” functionality.

Sponsored transactions are provided subject to:

availability;
technical and provider limitations;
transaction and spending limits;
abuse prevention;
fair-use requirements; and
any limits imposed by WebWise Solutions LLC or its infrastructure providers.

Sponsored network fees are not guaranteed.

We may limit, suspend, modify, or discontinue sponsorship for individual accounts or generally if necessary to control abuse, costs, security risks, or provider limitations.

8. Subscription Plans

PayPort Direct currently offers subscription plans based in part on Digital Dollar / USDC Direct usage.

PayPort Direct

$24.95 per month or $249.50 per year, unless another price or promotional arrangement is clearly disclosed at purchase.

The standard plan currently includes up to $10,000 in USDC Direct volume per applicable billing period.

PayPort Direct Plus

Businesses with USDC Direct volume above $10,000 and up to $50,000 per applicable billing period may be moved to PayPort Direct Plus, currently priced at:

$49.95 per month or $499.50 per year.

Crossing the Standard USDC volume threshold does not cause PayPort Direct to intentionally interrupt an otherwise valid customer payment solely because the threshold was crossed.

Where applicable, a plan adjustment may take effect for a subsequent billing period.

High Volume

Businesses processing more than $50,000 in USDC Direct volume per applicable billing period may be subject to account review and custom pricing or terms.

Card and ACH payment volume does not currently determine these USDC usage levels.

Current prices and plan details are displayed on our pricing page and may change as permitted by these Terms.

9. Subscription Billing and Renewal

Subscriptions automatically renew at the applicable recurring rate until canceled.

By purchasing a recurring subscription, you authorize us and our payment provider to charge your selected payment method for recurring subscription fees, applicable taxes, and other charges you have authorized.

If we materially change the recurring price applicable to your subscription, we will provide notice as required by applicable law before the new price takes effect.

You may cancel your subscription according to the cancellation options available through PayPort Direct or by contacting us.

Unless otherwise required by law or expressly stated, cancellation prevents future renewal and does not automatically refund amounts already paid.

10. Digital Dollar Ready White-Glove Service

PayPort Direct may offer an optional Digital Dollar Ready (“DDR”) White-Glove Service.

The current price is $299 one time, unless another price is clearly disclosed at purchase.

The service is intended to provide guided assistance with becoming operational on supported Digital Dollar payment infrastructure and may include:

PayPort Direct onboarding;
Business Wallet setup assistance;
USDC Direct configuration;
payment-flow configuration;
a test transaction or payment;
owner or staff walkthrough; and
assistance satisfying applicable Digital Dollar Ready qualification requirements.

The $299 payment purchases an implementation and assistance service. Payment does not itself constitute Digital Dollar Ready certification and does not guarantee certification.

Successful completion of applicable requirements may allow the business to qualify for Digital Dollar Ready recognition through Digital Town Network or another applicable certification system.

11. 60 Days of PayPort Direct Included With DDR

Where expressly offered at checkout, the $299 Digital Dollar Ready White-Glove Service includes approximately 60 days of PayPort Direct Standard service.

For new PayPort Direct subscribers, this may be provided through a 60-day subscription trial.

For existing eligible subscribers, the included period may be provided through subscription credits, discounts, coupons, or another billing mechanism.

Unless canceled before recurring billing begins, the PayPort Direct subscription will continue after the included period at the then-disclosed recurring subscription price.

The checkout page will display the applicable amount due immediately and the recurring price that will apply after the included period.

12. Digital Dollar Ready Certification

Digital Dollar Ready certification is based on satisfying applicable qualification requirements, not merely purchasing a product or service.

PayPort Direct may collect and submit information demonstrating completion of applicable requirements to Digital Town Network or another certification authority.

Certification, badge issuance, verification status, suspension, or revocation may be controlled by the organization responsible for the applicable standard.

Purchasing the $299 White-Glove Service does not guarantee that a Digital Dollar Ready badge will be issued.

13. Invoice Chaser and Automated Communications

PayPort Direct may provide automated invoice reminder and follow-up functionality, including Invoice Chaser.

You are responsible for:

ensuring that invoices and amounts are accurate;
having a lawful basis to contact your customers;
providing accurate customer contact information;
complying with applicable communications and marketing laws; and
using automated reminders responsibly.

PayPort Direct does not guarantee that a reminder will result in payment.

You remain responsible for your relationship with your customers and for resolving billing disputes.

14. Your Customers and Transactions

You are responsible for the products and services you sell through PayPort Direct.

WebWise Solutions LLC is not a party to transactions between you and your customers merely because PayPort Direct technology is used to facilitate an invoice or payment.

You are responsible for:

fulfilling your obligations to customers;
determining applicable prices and taxes;
issuing refunds when appropriate;
resolving customer disputes;
maintaining required licenses or permits; and
complying with laws applicable to your business.

15. Account Security

You are responsible for safeguarding your PayPort Direct account credentials.

You must not:

share credentials with unauthorized persons;
attempt to access another user's account;
bypass security controls;
interfere with PayPort Direct infrastructure; or
use the Services in a manner intended to compromise another account or system.

16. Prohibited Uses

You may not use PayPort Direct:

for unlawful activity;
to facilitate fraud or deception;
to violate sanctions or applicable financial restrictions;
to process transactions involving prohibited goods or services;
to distribute malware or malicious code;
to impersonate another person or business;
to interfere with PayPort Direct or third-party infrastructure;
to abuse sponsored transaction functionality;
to evade plan limits or technical controls; or
in violation of applicable third-party provider rules.

Additional restrictions may appear in our Acceptable Use Policy.

We may suspend or terminate accounts reasonably believed to present fraud, security, legal, compliance, abuse, or infrastructure risks.

17. Taxes

You are responsible for determining and paying taxes associated with your business activities and transactions.

WebWise Solutions LLC does not provide tax, accounting, investment, or legal advice through PayPort Direct.

Digital-asset transactions may have tax or accounting consequences. Consult qualified professionals regarding your circumstances.

18. Third-Party Services

PayPort Direct integrates with or relies upon third-party services.

These may include payment processors, wallet infrastructure providers, blockchain networks, cloud providers, email providers, analytics services, and other technology vendors.

Your use of third-party services may be subject to separate terms and privacy policies.

We are not responsible for third-party services to the extent permitted by applicable law, including their downtime, decisions, security incidents, processing delays, fees, or changes to functionality.

19. Service Availability

We work to keep PayPort Direct available and reliable, but we do not guarantee uninterrupted or error-free operation.

Maintenance, security incidents, blockchain congestion, third-party outages, internet failures, provider restrictions, regulatory developments, or other circumstances may affect availability.

We may modify, suspend, or discontinue functionality where reasonably necessary.

20. Intellectual Property

PayPort Direct and its software, branding, interfaces, designs, documentation, and related materials are owned by or licensed to WebWise Solutions LLC and are protected by applicable intellectual-property laws.

These Terms give you a limited right to use PayPort Direct for its intended business purposes. They do not transfer ownership of PayPort Direct technology or intellectual property to you.

You retain ownership of business information and content you submit, subject to the permissions reasonably necessary for us to provide the Services.

21. Feedback

If you provide suggestions, ideas, or feedback regarding PayPort Direct, you authorize us to use that feedback to improve or develop our products without an obligation to compensate you.

22. Suspension and Termination

You may stop using PayPort Direct and cancel your subscription as provided through the Services.

We may suspend or terminate access if we reasonably believe:

you violated these Terms;
your account presents a fraud or security risk;
your use violates applicable law;
required third-party services prohibit continued use;
amounts owed remain unpaid; or
suspension is reasonably necessary to protect PayPort Direct, its users, or others.

Where practical and appropriate, we may provide notice or an opportunity to correct the issue.

Termination does not reverse completed blockchain transactions or eliminate obligations incurred before termination.

23. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PAYPORT DIRECT AND THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WEBWISE SOLUTIONS LLC DISCLAIMS WARRANTIES THAT ARE NOT EXPRESSLY PROVIDED IN THESE TERMS, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE EXTENT SUCH WARRANTIES MAY LAWFULLY BE DISCLAIMED.

WE DO NOT GUARANTEE THAT:

EVERY PAYMENT WILL SUCCEED;
EVERY CUSTOMER WILL PAY AN INVOICE;
USDC OR ANY DIGITAL ASSET WILL MAINTAIN A PARTICULAR VALUE;
BLOCKCHAIN NETWORKS WILL ALWAYS BE AVAILABLE;
THIRD-PARTY SERVICES WILL OPERATE WITHOUT INTERRUPTION; OR
USE OF PAYPORT DIRECT WILL PRODUCE A PARTICULAR BUSINESS OR FINANCIAL RESULT.

Nothing in these Terms excludes rights or warranties that cannot legally be excluded.

24. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WEBWISE SOLUTIONS LLC AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST BUSINESS OPPORTUNITIES, OR LOSS OF DATA ARISING FROM OR RELATED TO THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY ARISING FROM OR RELATED TO THE SERVICES WILL NOT EXCEED THE GREATER OF:

(A) THE AMOUNT YOU PAID DIRECTLY TO WEBWISE SOLUTIONS LLC FOR PAYPORT DIRECT DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR (B) $100.

These limitations do not apply where applicable law prohibits them.

25. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless WebWise Solutions LLC and its owners, officers, employees, contractors, and affiliates from claims, damages, liabilities, costs, and expenses arising from:

your unlawful use of PayPort Direct;
your products or services;
your transactions with customers;
your violation of these Terms; or
your violation of another person's rights.

26. Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute that is not otherwise resolved and that may lawfully be subject to an agreed forum will be brought in an appropriate state or federal court located in New Jersey.

27. Changes to These Terms

We may update these Terms as PayPort Direct evolves.

When changes are material, we will take reasonable steps to provide notice, such as posting updated Terms, updating the effective date, or notifying affected account holders.

Continued use after an updated version becomes effective constitutes acceptance where permitted by law.

28. Contact Us

Questions about these Terms or PayPort Direct may be sent to:

WebWise Solutions LLC
PayPort Direct
304 S. Jones Blvd #801
Las Vegas, NV 89107
United States

Email: [email protected]